EMBA 7200: Interactive Finance Demos

Explore core concepts in corporate finance through interactive calculators and visualizations

Module 1-2 (Mar 20-21): Time Value of Money, Compound Interest, Annuities, Investment Rules

1

Compound Growth

The periodic rate is the fundamental object. Set a rate per period, compound it, and watch value grow. EAR is just the periodic rate compounded up to a year.

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2

The Wrong Thing: How AIR Lies

The AIR is a convention, not a calculation. See how multiplying instead of compounding systematically understates the true annual cost -- and why it persists.

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3

Annuities and Perpetuities

Calculate present and future values of annuities and perpetuities. Understand the mechanics of regular payment streams and their valuation.

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4

NPV and Investment Rules

Apply net present value analysis to investment decisions. Compare NPV, IRR, and payback period rules for project evaluation.

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18

Balance Sheet & Financial Model

Explore the A = L + E identity interactively. Adjust line items and see how the income statement flows into retained earnings.

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Module 3 (Apr 10): Bond Pricing, Yield Curve, Risk and Return

5

Bond Pricing

Price bonds based on coupon rates and yield to maturity. Observe how bond prices move inversely with interest rates and why duration matters.

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6

Yield Curve Explorer

Examine different yield curve shapes and what they signal about economic conditions. Explore normal, flat, and inverted curves interactively.

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7

Risk and Return

Study the relationship between risk (volatility) and expected return. Understand standard deviation, Sharpe ratios, and risk premiums.

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17

Geometric vs Arithmetic Returns

See why geometric mean is always less than arithmetic mean and how volatility drives the gap. Track growth of $1 under actual vs averaged returns.

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Module 4 (Apr 11): Portfolio Diversification, Stock Valuation DDM, CAPM/SML

8

Portfolio Diversification

Explore how combining assets with different correlation patterns reduces portfolio risk. Build and optimize diversified portfolios interactively.

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9

Stock Valuation -- DDM

Value stocks using the dividend discount model. Estimate intrinsic value based on expected dividends and required returns.

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10

CAPM and SML

Apply the capital asset pricing model to estimate required returns. Explore the security market line and how beta influences return expectations.

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19

Beta Estimator

Estimate beta via OLS regression of excess returns. Scatter plot with regression line, R-squared, alpha, and Security Market Line comparison.

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20

Cost of Debt: Promised vs Expected Yield

See why YTM overstates the true cost of debt for risky firms. Decompose credit spreads into expected loss and risk premium components.

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Module 5 (May 1): Capital Budgeting, WACC

11

Capital Budgeting Walkthrough

Step through the complete capital budgeting process from project identification to decision. Calculate cash flows, NPV, and make investment decisions.

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12

WACC Calculator

Compute the weighted average cost of capital for a firm. Understand how the cost of equity and debt combine to determine the discount rate for projects.

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22

Relevant Cash Flows

Identify which cash flows matter for capital budgeting decisions. Distinguish incremental from sunk costs, opportunity costs, and side effects.

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21

MACRS Depreciation

Compare MACRS depreciation schedules with straight-line. See how accelerated depreciation creates NPV-positive tax shield timing differences.

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Module 6 (May 2): Capital Structure/MM, APV, DCF Valuation

13

Capital Structure -- Modigliani-Miller

Explore MM propositions on capital structure. See how financial leverage affects firm value in perfect and imperfect markets.

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14

APV Valuation

Apply adjusted present value to value firms with complex capital structures. Account for tax shields and other financing side effects.

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15

DCF Valuation Model

Build a complete discounted cash flow model to value a company. Project cash flows, estimate terminal value, and derive intrinsic stock price.

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23

Tax Shield of Debt

Visualize how interest tax deductibility creates value. Compare levered vs unlevered firm values and explore the PV of the tax shield.

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24

Bankruptcy Costs

Explore how financial distress costs offset tax shield benefits. Find the optimal leverage point where firm value is maximized.

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25

MM Fallacies

Debunk common misconceptions about Modigliani-Miller. Interactive scenarios showing why cheap debt doesn't lower WACC in a perfect market.

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